Wells Fargo Reflect® Card

• 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers 18.24% to 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate.
• $0 Annual Fee
• Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
• Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It’s an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.

• Roadside Dispatch^®

  Offers a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, or locksmith service when you need them.

• Zero Liability protection

  Built-in protection features ensure that you won’t be held responsible for unauthorized transactions, as long as they’re reported promptly

• Select “Apply Now” to learn more about the product features, terms and conditions
• View Rates and Fees

The longest zero-interest period for both purchases from account opening and qualifying balance transfers currently available 

One of the most important features to look for in a credit card. No surprises at the end of the year when your credit card comes up for renewal.

• Intro 3 percent balance transfer fee ($5 minimum) lasts for 120 days before increasing to 5 percent ($5 minimum)

• Purchases abroad incur a 3 percent foreign currency conversion fee 

• Up to $600 of cellphone protection for eligible theft or damage when using your card to pay your cellphone bill each month (up to $1,200 yearly coverage across two potential claims, minus a $25 deductible)

• Ongoing 18.24 percent to 29.99 percent (variable) APR can be quite low compared to many other balance transfer cards 

• No ongoing rewards program or rewards-based welcome bonus 

• The full up to 21 months of intro APR requires on-time minimum (or greater) payments each month throughout your first 21 months — although this shouldn’t be an issue while trying to settle a balance 

Looking for a credit card with a long intro APR? Look no further than the Wells Fargo Reflect® Card! With an intro period of 0% APR for up to 21 months on purchases and qualifying balance transfers, this card offers one of the longest intro APR periods on the market. Plus, with a potentially low ongoing APR and basic Visa travel perks, the Reflect card offers ongoing value that other balance transfer cards may lack. To ensure you get the full 21-month intro period, simply make on-time minimum payments during the intro period. And with no annual fee and up to $600 of cell phone protection, the Wells Fargo Reflect® Card is a great choice for anyone looking to save money and protect their phone. Don’t miss out on this amazing offer – apply for the Wells Fargo Reflect® Card today!