Last Updated on July 3, 2024 by Archie Biggs
- 6% cash back at U.S. supermarkets
- 6% cash back on U.S. streaming subscriptions
- 3% cash back at U.S. gas stations and on transit
- Earn 250 Back after you spent $3,000 in 6 months
- Special Intro Buy Now Pay Later Plan It® Fee Offer
- Low intro 0% APR on purchases and balance transfers
- Minimum 3% Balance Transfer Fee ($5 minimum)
- Purchases abroad incur a 2.7% foreign transfer fee
- There is a $6,000 spending cap on the U.S. supermarket bonus category
Smart Promise
we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here’s an explanation for how we make money . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer
| Purchase Intro Apr | Balance Transfer | Regular APR | Annual Fee | Cash Back | Credit Needed |
|---|---|---|---|---|---|
| 0% intro on purchases for 12 months |
0% intro APR on purchases for 12 months |
19.24% – 29.99% (Variable) |
$0 First year $95 After |
1%-6% | Excellent, Good |
Cardholder perks
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter
Dropped Your Phone? Sometimes the unexpected happens. But when you use your Blue Cash Preferred® Card for Covered Purchases, it’s nice to know that theft and accidental damage can be covered by Purchase Protection
- Up to 12 months of 0 percent intro APR — the longest zero-interest period for both purchases from account opening and qualifying balance transfers currently available
- Ongoing 19.29 percent to 29.99 percent (variable) APR can be quite low compared to many other balance transfer cards
- No Annual fee for the first year
- 6% cash back at U.S. supermarkets
- 6% cash back on U.S. streaming subscriptions
- 3% cash back at U.S. gas stations and on transit
- Earn $250 Back after you spent $3,000 in 6 months
- Special Intro Buy Now Pay Later Plan It® Fee Offer
- Low intro 0% APR on purchases and balance transfers
- 1% cash back on other purchases
- Intro 3 percent balance transfer fee ($5 minimum) lasts for 120 days before increasing to 5 percent ($5 minimum)
- Purchases abroad incur a 2.7 percent foreign currency conversion fee
- $95 Annual fee after the first year
Blue Cash Preferred® Card from American Express: Maximizing Cash Back for Discerning Spenders
Deep Dive of the Blue Cash Preferred® Card
In the vast sea of credit cards, the Blue Cash Preferred® Card from American Express stands tall as a beacon of cash-back rewards for discerning spenders in the United States. If you find yourself frequently spending substantial amounts on groceries, streaming services, transit, and gas, this card offers a golden opportunity to maximize those purchases for pure cash rewards. With a thoughtful combination of high-value bonus categories and an attractive welcome offer, the Blue Cash Preferred is a compelling choice for those seeking to optimize their everyday spending. Let’s dive into the details and explore why this credit card deserves a prime spot in your wallet.
Overview
The Blue Cash Preferred® Card from American Express is a powerhouse cash-back card, carefully designed to cater to specific spending habits. With a generous welcome offer and a variety of cash-back bonus categories, it entices both seasoned and novice credit card users alike. The card boasts a 6% cash back on select U.S. streaming subscriptions, 6% cash back at U.S. supermarkets (up to $6,000 per calendar year, then 1% thereafter), 3% cash back on transit expenses, and another 3% cash back at U.S. gas stations. For all other purchases, it offers a respectable 1% cash back. The rewards are received as Reward Dollars, which can be effortlessly redeemed for statement credits, making it a simple and hassle-free process.
Key Features
- Welcome Bonus: The Blue Cash Preferred® Card from American Express currently offers a welcome bonus of $250 cash back (as a statement credit) after spending $3,000 on purchases within the first six months of card membership. This translates to an impressive 8.33% return on your initial spending.
- Cash Back Categories: The standout feature of this card lies in its lucrative cash-back bonus categories. From streaming services to groceries, transit, and gas, the Blue Cash Preferred ensures that you earn rewards where you spend the most.
- Plan It® Feature: A unique advantage of this card is the Plan It® feature, which allows you to split up large purchases into manageable monthly installments with $0 intro plan fees for the first 12 months. Afterward, a fixed monthly plan fee (up to 1.33% of each purchase amount moved into a plan) applies based on the plan duration and other factors.
- 0% Intro APR: New applicants can take advantage of a 0% introductory APR on purchases and balance transfers for the first 12 months, providing extra flexibility in managing your finances.
- Amex Offers: Cardmembers gain access to valuable Amex Offers, providing additional savings and rewards on select purchases.
Earning Rewards and Benefits
Cash Back Categories – Making the Most of Your Spending
The Blue Cash Preferred® Card shines brightly in its cash-back bonus categories, offering some of the most competitive rates in the industry. Let’s explore these categories in detail:
- 6% Cash Back on Select U.S. Streaming Subscriptions: If you’re a fan of streaming services such as Netflix, Hulu, or Disney+, this category is a treasure trove of rewards. With a remarkable 6% cash back, it surpasses any competing card in the market, making it an appealing choice for entertainment enthusiasts.
- 6% Cash Back at U.S. Supermarkets: For families and individuals who frequently shop at supermarkets, the Blue Cash Preferred offers an unparalleled 6% cash back on eligible purchases. With a generous cap of $6,000 per calendar year, you can earn substantial rewards on your grocery shopping.
- 3% Cash Back on Transit Expenses: Whether you’re commuting daily or enjoy exploring your city, this card rewards you with 3% cash back on various transit expenses, including parking, tolls, ride-hailing apps, and subway rides.
- 3% Cash Back at U.S. Gas Stations: Fuel expenses can add up quickly, but fear not – this card provides a delightful 3% cash back on gas station purchases, helping you save on your travels.
- 1% Cash Back Everywhere Else: While the aforementioned categories are the stars of the show, the Blue Cash Preferred doesn’t leave other spending in the dark. For all other purchases, you’ll still earn a respectable 1% cash back, ensuring rewards on every dollar you spend.
Redeeming Rewards – Flexibility and Convenience
Redeeming your hard-earned cash back with the Blue Cash Preferred® Card is straightforward and flexible. Unlike travel rewards cards that might limit your redemption options, cash back provides the ultimate flexibility. You can conveniently use your cash rewards as statement credits, offsetting your outstanding balance, or even use them to purchase gift cards at most supermarkets. This creates an ingenious way to multiply your rewards – simply pay for gift cards using your Blue Cash Preferred® Card, and you’ll earn even more cash back on those purchases.
Signup Bonus – Unlocking the Bounty
The Blue Cash Preferred® Card from American Express greets new cardholders with an enticing welcome bonus. As a new applicant, you’ll be eligible to earn $250 cash back (as a statement credit) after spending $3,000 on purchases within the first six months of card membership. This generous offer presents an 8.33% return on your initial spending, providing a head start in accumulating rewards.
But the benefits don’t stop there. New cardholders also get to enjoy a 0% introductory APR on purchases and balance transfers for the first 12 months, offering added financial flexibility and savings opportunities.
Rates and Fees – Is it Worth the Cost?
As with any financial decision, it’s crucial to weigh the costs against the benefits. The Blue Cash Preferred® Card has an annual fee of $95 after the first year, but this fee can easily be offset by maximizing the cash-back rewards. Given the substantial cash-back rates in the featured categories, frequent users of supermarkets, streaming services, transit, and gas will likely find tremendous value in this card. In addition, the $0 introductory plan fees for the first 12 months under the Plan It® feature are an attractive incentive for budget-conscious cardholders.
It’s worth noting that after the initial 12 months, the Plan It® feature comes with a fixed monthly plan fee (up to 1.33% of each purchase amount moved into a plan) based on the plan duration and other factors. However, if used judiciously, this feature can still provide value and convenience for managing large purchases.
Regarding the variable APR, it’s essential to manage your credit responsibly to avoid incurring high-interest charges. By paying your balance in full and on time each month, you can fully enjoy the benefits of this card without any drawbacks.
Security and Alerts – Peace of Mind in Every Transaction
American Express places a strong emphasis on security and offers various features to ensure peace of mind in every transaction:
- Fraud Protection: The Blue Cash Preferred® Card is equipped with robust fraud protection measures to safeguard your account against unauthorized transactions. If any suspicious activity is detected, you’ll receive timely alerts, and the card issuer’s dedicated fraud resolution team will assist in resolving any issues.
- Account Alerts: To help you stay on top of your finances, you can set up account alerts for various events, such as large transactions, payment due dates, and account balance updates.
- EMV Chip Technology: This card is equipped with EMV chip technology, enhancing security during in-person transactions by generating unique transaction codes, making it harder for fraudsters to clone your card.
Pros and Cons – Weighing the Rewards and Drawbacks
Pros:
- High Cash-Back Rates: The Blue Cash Preferred® Card offers industry-leading cash-back rates in specific spending categories, allowing cardholders to maximize their rewards.
- Welcome Bonus: The generous welcome bonus of $250 cash back after meeting the spending requirement provides a solid head start in earning rewards.
- 0% Introductory APR: New cardholders benefit from a 0% introductory APR on purchases and balance transfers for the first 12 months, offering a period of interest-free financing.
- Flexibility in Redemption: Cash back provides the flexibility to redeem rewards as statement credits or to purchase gift cards, allowing for versatile redemption options.
- Plan It® Feature: The Plan It® feature enables cardholders to manage large purchases with ease, splitting them into monthly payments with fixed fees.
- Security Measures: American Express prioritizes cardholder security, implementing various features to protect against fraud and unauthorized transactions.
Cons:
- Annual Fee: The $95 annual fee (after the first year) may deter some potential cardholders, especially those who do not frequently spend in the featured bonus categories.
- Reward Redemption Limitations: Unlike travel rewards cards, the Blue Cash Preferred® Card has fewer options for reward redemption, limiting potential redemption values.
- Variable APR: Responsible credit management is essential to avoid incurring high-interest charges on balances carried over month-to-month.
- Limited Luxury Perks: As a cash-back card, the Blue Cash Preferred® Card does not offer the luxury perks commonly found in premium travel rewards cards.
- Plan It® Fees After Introductory Period: While the Plan It® feature offers convenience, cardholders should be aware of the fixed monthly plan fees that apply after the initial 12-month period.
Why We Chose This Card
Our careful analysis and research have led us to believe that the Blue Cash Preferred® Card from American Express is a standout choice for individuals seeking to maximize cash back on everyday spending. The combination of high cash-back rates in essential spending categories, an attractive welcome bonus, and valuable benefits makes it a compelling option for those looking to optimize their credit card rewards. The flexibility in reward redemption and the convenience of the Plan It® feature further add to the card’s appeal. While the $95 annual fee should be considered, the potential cash back earned in the featured categories can easily outweigh this cost for frequent users.
Customer Support – A Trustworthy Partner
American Express prides itself on delivering top-notch customer support to cardholders. With dedicated customer service representatives available 24/7, you can expect prompt assistance with any inquiries, concerns, or issues related to your Blue Cash Preferred® Card. Additionally, the Global Assist Hotline provides emergency services coordination when you’re traveling more than 100 miles from home, offering an extra layer of security and support during your journeys.
Who Should Get This Card?
The Blue Cash Preferred® Card is an excellent fit for individuals who:
- Regularly spend significant amounts on U.S. streaming services, supermarkets, transit, and gas.
- Want to earn cash back rewards with a straightforward redemption process.
- Seek to take advantage of the generous welcome bonus and the 0% introductory APR.
- Plan to utilize the Plan It® feature to manage larger purchases with fixed fees.
- Value reliable customer support and enhanced security measures.
Who Should Consider Alternatives?
While the Blue Cash Preferred® Card offers compelling rewards and benefits, it may not be the perfect fit for everyone. Individuals who should consider alternatives include:
- Frequent Travelers: If you frequently travel and prefer earning travel rewards for flights and hotels, a travel rewards card with flexible redemption options might be more suitable.
- Low-Spenders in Featured Categories: If your spending doesn’t align with the featured bonus categories, a cash-back card with broader bonus categories or a card with no annual fee might be a better fit.
Comparison to Other Cards by Different Issuers
Citi® Double Cash Card
If you prefer more redemption options and a simple cash-back structure, the Citi® Double Cash Card could be an alternative to the Blue Cash Preferred® Card. The Citi® Double Cash Card earns 2% cash back on all purchases: 1% when you buy and another 1% when you pay your bill. Additionally, you have the option to transfer your earnings to several travel programs, unlocking higher-value redemptions beyond cash back.
Costco Anywhere Visa® Card by Citi
For those seeking higher earning rates on gas, the Costco Anywhere Visa® Card by Citi could be a compelling option. With no annual fee (requires a paid Costco membership), it offers 4% cash back on gas purchases (up to $7,000 in fuel purchases per year, then 1% thereafter). While it lacks the broader bonus categories of the Blue Cash Preferred® Card, its high cash-back rate on gas is appealing for frequent drivers.
Blue Cash Preferred Credit Card
- See Rates & Fees, Terms Apply
- APPLY ON AMERICAN EXPRESSE’S
SECURE SITE
$0 Introductory Annual Fee For The First Year, Then $95
Earn $250 Back after you spent $3,000 in 6 months
1% – 6%
Good to Excellent (670 – 850)
Citi Double Cash
Credit Card
- See Rates & Fees,Terms Apply
- APPLY ON CITI’S
SECURE SITE
$0
0% intro APR for 18 months on balance transfers only
2%
Good to Excellent (670 – 850)
Citi
Citi Simplicity® Card Credit Card
- See Rates & Fees, Terms Apply
- APPLY ON CITI’S
SECURE SITE
$0
N / A
1% – 4%
Good to Excellent (670 – 850)
Comparison to Other Cards from American Express
Blue Cash Everyday® Card from American Express
The Blue Cash Everyday® Card from American Express is an alternative option for those who want similar benefits without an annual fee. While it offers 3% cash back at U.S. supermarkets, U.S. online retail purchases, and U.S. gas stations (up to $6,000 in purchases per category, then 1% back), it lacks the 6% cash back offered by the Blue Cash Preferred® Card for streaming services and U.S. supermarkets. The Blue Cash Everyday® Card also shares the same Disney Bundle benefit as its premium counterpart.
Amex EveryDay® Preferred Credit Card
For individuals seeking Amex Membership Rewards points instead of cash back, the Amex EveryDay® Preferred Credit Card is an alternative worth considering. With an annual fee of $95, it offers 3 points per dollar at U.S. supermarkets (up to $6,000 in purchases per year, then 1 point per dollar), 2 points per dollar at U.S. gas stations, and 1 point per dollar on other purchases. Earning a 50% boost on your earnings with 30 or more transactions in a billing cycle can further amplify your rewards potential.
Blue Cash Preferred Credit Card
- See Rates & Fees, Terms Apply
- APPLY ON AMERICAN EXPRESSES
SECURE SITE
$0
($95 after First Year)
Earn a $250 statement credit after you spend $3,000 in purchases
1% – 3%
Good to Excellent (670 – 850)
Blue Cash Everyday®
Credit Card
- See Rates & Fees,Terms Apply
- APPLY ON AMERICAN EXPRESS’S
- SECURE SITE
$0
Earn a $200 statement credit after you spend $2,000 in purchases
1% – 3%
Good to Excellent (670 – 850)
Amex EveryDay® Preferred Credit Card
- See Rates & Fees,Terms Apply
- APPLY ON AMERICAN EXPRESSES
SECURE SITE
$95
Earn 15,000 Membership Rewards® Points
after you spend $2,000 in qualifying purchases
1X – 3X
Excellent (740 – 850)
What Could Be Improved?
While the Blue Cash Preferred® Card from American Express boasts numerous strengths, there are areas that could be improved:
- Reward Redemption Options: Providing additional redemption options, such as travel rewards or direct merchandise purchases, could cater to a broader range of cardholders.
- Annual Fee Waiver: Introducing an annual fee waiver after the first year of card membership could entice more potential applicants to give the card a try.
- Enhanced Customer Perks: While the card focuses on cash-back rewards, adding exclusive perks such as discounted travel or entertainment options could elevate the overall cardholder experience.
Is the Annual Fee Worth It?
We firmly believe that the annual fee for the Blue Cash Preferred® Card is well worth the investment for individuals who frequently spend in the featured bonus categories. With the potential to earn substantial cash
Is This Card Right for You?
The Blue Cash Preferred® Card from American Express presents a compelling proposition for individuals seeking to supercharge their cash-back rewards on essential spending categories. If you find yourself frequently spending on U.S. streaming services, groceries, transit, and gas, this card offers unparalleled cash-back rates that can put more money back in your pocket. With a straightforward redemption process and a generous welcome bonus, it caters to both seasoned credit card users and those exploring their first cash-back card.
Moreover, if you value the convenience of the Plan It® feature for managing large purchases or want access to valuable Amex Offers, the Blue Cash Preferred® Card checks all the boxes. The security features, customer support, and valuable benefits make it a trustworthy companion for your everyday spending needs.
Summary
In summary, the Blue Cash Preferred® Card from American Express is a standout choice for discerning spenders seeking to maximize cash back on specific spending categories. With its industry-leading cash-back rates, an enticing welcome bonus, and valuable features, it provides an exceptional opportunity to turn your everyday purchases into meaningful rewards.
Our Two Cents
We confidently recommend the Blue Cash Preferred® Card from American Express to those seeking a rewarding credit card experience. The combination of high cash-back rates, flexibility in reward redemption, and valuable cardholder benefits positions it as a strong contender in the competitive credit card market. Embrace the power of cash back and take advantage of the Blue Cash Preferred® Card’s attractive features to optimize your financial journey. Start earning rewards today and let the Blue Cash Preferred® Card become your key to unlocking a world of cash-back possibilities.
Note: The information provided in this article is based on our expert analysis and understanding of the Blue Cash Preferred® Card from American Express. Credit card terms and conditions are subject to change, and it is essential to review the official card terms and policies from the card issuer before applying.
Frequently Asked Questions
What are the rewards for the Blue Cash Everyday Preferred Card?
Are you tired of credit cards that offer lackluster rewards and fail to cater to your spending habits? Look no further! The Blue Cash Everyday Preferred Card from American Express is here to revolutionize the way you earn rewards and save money. With its impressive cash back program and a range of enticing benefits, this card stands head and shoulders above the competition.
Unraveling the Lucrative Rewards
Let’s talk about what sets this card apart – its unbeatable cash back rewards. Get ready to enjoy some serious savings in key categories:
1. U.S. Supermarkets – A Shopper’s Paradise
No more scrimping on your grocery bills. With the Blue Cash Everyday Preferred Card, you’ll earn a fantastic 6% cash back on your U.S. supermarket purchases, up to $6,000 annually. Even after you reach that limit, you’ll still pocket 1% cash back. Your weekly grocery run just got a whole lot more rewarding!
2. Select U.S. Streaming Subscriptions – Entertainment Bliss
Are you a streaming aficionado? This card has got your back! Earn a whopping 6% cash back on select U.S. streaming subscriptions. Whether you’re binge-watching the latest series or catching up on blockbuster movies, this perk is sure to delight your inner couch potato.
3. Transit and U.S. Gas Stations – Fuel Up Your Savings
Got a daily commute or love hitting the road? The Blue Cash Everyday Preferred Card rewards your travels with 3% cash back on transit expenses and U.S. gas station purchases. Say goodbye to those fuel price blues and hello to extra cash in your wallet!
4. All Other Purchases – No Purchase Goes Unrewarded
From dining out with friends to shopping for essentials, every purchase counts. With this card, you’ll earn 1% cash back on all other expenses, making sure that no transaction slips through the cracks.
Unlocking Extra Benefits
The rewards alone make this card a top contender, but it doesn’t stop there. Here are some additional perks you’ll enjoy:
1. Annual Fee Waiver Opportunity
Yes, there’s a $95 annual fee, but don’t fret! If you spend enough to earn the annual bonus – $600 or more – that fee is effectively waived. That’s the kind of bonus we love!
2. No Foreign Transaction Fees
Traveling abroad or shopping internationally? Say goodbye to those pesky foreign transaction fees. The Blue Cash Everyday Preferred Card has your back, ensuring you can spend freely without worrying about extra charges.
3. Purchase Protection and Extended Warranty
Who doesn’t love a little extra protection? Eligible purchases made with this card are covered by purchase protection, shielding you against accidental damage or theft. Plus, certain items get an extended warranty, so you can shop with confidence.
Pros and Cons – An Honest Assessment
As with any financial decision, let’s weigh the pros and cons to make an informed choice:
Pros:
-High rewards rates on groceries, streaming services, and gas, making everyday expenses truly rewarding.
-The opportunity to waive the annual fee through the annual bonus, a win-win for savvy spenders.
-No foreign transaction fees, perfect for globetrotters and online shoppers.
Purchase protection and extended warranty benefits for added peace of mind.
Cons:
-The $95 annual fee might be a turnoff for some, but the annual bonus can offset it effectively.
-Keep in mind the 3% foreign transaction fees for purchases made outside the U.S., especially if you’re a frequent international spender.
-This card is most suitable for individuals who spend heavily on groceries, streaming services, and gas; others might not fully maximize its potential.
Conclusion – Your Path to Financial Prosperity
The Blue Cash Everyday Preferred Card is not just a card; it’s your gateway to maximizing rewards and savings. With its unrivaled cash back rates and valuable benefits, it’s the ideal companion for your everyday spending adventures. From groceries to entertainment and everything in between, this card ensures you get rewarded generously for your choices.
If you’re ready to embrace a card that truly understands your lifestyle and puts cash back in your pocket, then the Blue Cash Everyday Preferred Card is the one for you. Apply today and take the first step towards a financially prosperous future. Elevate your spending, elevate your rewards – it’s time to unleash the power of the Blue Cash Everyday Preferred Card!
What is the annual fee for the Blue Cash Everyday Preferred Card?
The Blue Cash Everyday Preferred Card comes with an annual fee, but don’t let that deter you just yet. We’ll break it down for you so you can see the bigger picture. In the first year, there’s a tempting offer – a $0 introductory annual fee. That’s right, zero dollars! You get to enjoy all the perks without worrying about the fee.
However, after the first year, the annual fee is set at $95. But hold on, before you dismiss this as a drawback, let’s explore how you can actually avoid paying it altogether.
How to Waive the Annual Fee
The American Express team has crafted a genius way to help cardholders dodge the annual fee with ease. If you spend $6,000 or more on the card within a calendar year, voilà! The annual fee is effectively waived. So, if you are a frequent spender or a smart budgeter, you can take full advantage of this benefit.
Let’s break it down further:
Year 1: $0 Annual Fee
In your first year as a cardholder, you enjoy the special introductory offer of a $0 annual fee. This is the perfect time to put the Blue Cash Everyday Preferred Card to the test and experience its remarkable benefits without any cost to you.
Year 2 and Beyond: $95 Annual Fee
After your introductory year, the annual fee will be $95. But don’t fret! With strategic spending, you can avoid this charge altogether. Let’s see how:
Supercharge Your Rewards
The Blue Cash Everyday Preferred Card offers outstanding rewards, especially in key spending categories that are part of your daily life. Here’s a breakdown of the impressive reward rates:
6% Cash Back: U.S. supermarkets (on up to $6,000 per year in purchases, then 1% thereafter).
6% Cash Back: Select U.S. streaming subscriptions.
3% Cash Back: U.S. gas stations.
3% Cash Back: Transit expenses like taxis, rideshares, parking, tolls, trains, and buses.
1% Cash Back: All other eligible purchases.
Maximize Your Rewards
By strategically allocating your spending towards groceries, streaming services, and gas, you can significantly increase your cashback rewards. If you calculate the potential cash back from these categories alone, it may easily surpass the annual fee.
Conclusion
In conclusion, the Blue Cash Everyday Preferred Card from American Express is a powerful financial tool that can transform your everyday expenses into remarkable rewards. With a strategic approach to your spending, you can effortlessly waive the annual fee and relish the benefits of substantial cash back.
Don’t miss out on this incredible opportunity to maximize your rewards and save money. Apply for the Blue Cash Everyday Preferred Card today and step into a world of unparalleled value and convenience. Empower your financial journey and make the most of every purchase – you deserve it!
What is the welcome offer for the Blue Cash Everyday Preferred Card?
Are you ready to experience a credit card like no other? Look no further than the Blue Cash Everyday Preferred Card from American Express—the gateway to a world of unparalleled rewards and exclusive benefits. In this definitive guide, we reveal the secrets behind the jaw-dropping welcome offer that will have you dominating the credit card game. Brace yourself for a transformative financial journey that will leave other cards trailing in your wake.
The Welcome Offer: A Potent $250 Statement Credit
Hold onto your seats because this welcome offer is nothing short of extraordinary. When you successfully apply and get approved for the Blue Cash Everyday Preferred Card, you open the door to an enticing $250 statement credit. And the best part? All it takes is $3,000 in purchases on your new Card within the first 6 months of Card Membership. Yes, you read that right—earn $250 just by spending on the things you already love.
Seizing the Rewards: Your Path to Financial Triumph
Unlocking the welcome offer is just the beginning of your rewarding journey with the Blue Cash Everyday Preferred Card. Get ready to revel in the art of earning more with every swipe. Let’s explore how you can maximize your rewards and leave your peers in awe.
Step 1: Embrace the Opportunity
Take the first step to financial empowerment by applying for the Blue Cash Everyday Preferred Card. Your path to unrivaled rewards and elite benefits starts here. The application process is seamless, designed to get you on board with minimum fuss.
Step 2: Spend Smart, Reap Big
With your shiny new card in hand, it’s time to embark on a spending spree. The $3,000 spending requirement within the initial 6 months might seem like a challenge, but fret not, for your regular expenses will pave the way to abundant rewards. From groceries to gas stations and select streaming services, your everyday purchases propel you toward the $250 statement credit.
Step 3: Unleash the Power of Rewards
Boom! You’ve reached the milestone, and the $250 statement credit is all yours. But hold on—this is just the beginning. The Blue Cash Everyday Preferred Card’s reward prowess doesn’t stop there. Feast your eyes on the following perks that set this card leagues ahead of the competition:
–Cash Back Categories: Get Rewarded for Your Lifestyle
The Blue Cash Everyday Preferred Card lets you savor the fruits of your spending habits. Earn a jaw-dropping 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations, and 3% cash back on transit purchases. This card caters to your lifestyle, making it the ultimate choice for those seeking bountiful rewards.
–Annual Fee? A Small Price for Grand Rewards
Some may wonder about the $95 annual fee, but let us assure you, it’s an insignificant price to pay for the immense benefits that come your way. The cash back rewards alone will effortlessly overshadow this fee for any astute spender.
–The 0% Intro APR Magic
Need some financial breathing room? The Blue Cash Everyday Preferred Card offers a 0% introductory APR on purchases for the first 12 months from the date of account opening. For big-ticket purchases or spreading out payments, this feature is a game-changer.
-Financial Confidence with Travel and Shopping Protections
Fear not the uncertainties of life—American Express has your back. With Car Rental Loss and Damage Insurance, Global Assist Hotline, and Purchase Protection, you can take on the world with unwavering confidence.
The Fine Print: Terms and Conditions
Before you claim your stake in the realm of rewards, it’s vital to grasp the terms and conditions of the welcome offer:
This welcome offer is exclusive to new cardholders who have not held the Blue Cash Everyday Preferred Card or any other American Express card earning Membership Rewards® points in the past 90 days.
The $250 statement credit is valid only for purchases made on the new card and must be redeemed within 6 months of Card Membership.
The offer cannot be combined with any other ongoing promotions.
The Ultimate Choice: Blue Cash Everyday Preferred Card
In a sea of credit cards, the Blue Cash Everyday Preferred Card from American Express stands tall, beckoning you with its irresistible welcome offer and unbeatable rewards. Say goodbye to ordinary and embrace the extraordinary. Your journey to financial triumph begins here. Apply for the Blue Cash Everyday Preferred Card today and ascend to the pinnacle of reward-rich excellence.
What are the redemption options for the Blue Cash Everyday Preferred Card?
It’s time to explore the three irresistible redemption options that will transform your rewards into real-life savings. Brace yourself for a financial experience like no other—where your earnings are not just numbers on a screen but tangible advantages that put more money back in your pocket. Let’s delve into the world of redemption and discover how to make the most of your rewards.
Option 1: Statement Credits—Transforming Rewards into Savings
Statement credits are the bread and butter of reward redemption, and rightfully so! With this option, you can seamlessly apply your hard-earned rewards to your statement balance. The result? Instant savings on your monthly bills. It’s the most common and straightforward way to put your rewards to use, ensuring your financial power is at its peak. Keep those monthly expenses in check while reaping the benefits of your wise spending decisions.
Option 2: Gift Cards—Indulge in Flexibility and Convenience
Do you have your eye on a particular purchase from Amazon, Target, Starbucks, or any of our wide selection of merchants? Look no further than the gift card redemption option. With this enticing choice, you can exchange your rewards for gift cards to your favorite retailers. It’s the perfect solution when you know you’ll be making purchases from those merchants in the near future. Embrace the freedom of choice and indulge in the convenience of redeeming your rewards exactly where you want to spend.
Option 3: Pay with Points—Empower Your Spending
When it comes to making substantial purchases, your rewards can become a powerful tool to save big. The Pay with Points option allows you to use your rewards to directly pay for purchases through American Express. It’s the ultimate way to leverage your rewards when making significant transactions. Whether it’s a lavish vacation, a new gadget, or a special treat for yourself or a loved one, Pay with Points empowers you to stretch your dollars further and revel in the joy of substantial savings.
Redemption Rates: Amplify Your Earnings
Now that you’re familiar with the three incredible redemption options, let’s take a closer look at the redemption rates for the Blue Cash Everyday Preferred Card. Get ready to optimize your rewards like a seasoned pro:
Groceries: Earn an astounding 6% cash back on up to $6,000 in purchases per year. Fuel your everyday shopping with unbeatable rewards.
Gas Stations: Enjoy a generous 3% cash back on up to $6,000 in purchases per year. Your fuel expenses just got a whole lot lighter.
Select Streaming Services: Delight in 6% cash back on your favorite streaming services. Binge-watch your favorite shows while earning abundant rewards.
All Other Purchases: Fear not the mundane. Even on all other purchases, you’ll still earn a respectable 1% cash back.
Your Redemption Journey: Terms and Conditions
Before you embark on your redemption journey, it’s essential to understand a few crucial details:
Statement credits can be redeemed at any time, providing you with ultimate flexibility.
Gift card and Pay with Points redemptions are subject to availability and may have certain restrictions.
The Power of Choice: Elevate Your Rewards Today
In conclusion, the Blue Cash Everyday Preferred Card grants you the unparalleled power of choice. Whether you opt for statement credits, gift cards, or Pay with Points, your rewards become a tangible force that enhances your financial freedom. Don’t let your rewards gather dust—empower your spending, indulge in savings, and make the most of every dollar you’ve earned. Unleash the power of redemption and experience a whole new level of financial prowess with the Blue Cash Everyday Preferred Card from American Express.
Remember, the more you spend wisely, the more you earn. Elevate your rewards and seize the financial advantage today. Apply for the Blue Cash Everyday Preferred Card now and embark on a rewarding journey like never before.
Note: The redemption options, rates, and availability are subject to change. Be sure to check the latest terms and conditions on the American Express website for the most up-to-date information.
