Last Updated on December 2, 2023 by Archie Biggs
Find the Right Credit Card
Now you can compare all the best cards under one roof and apply for the one that fits your needs.
Smart Wealth Management has partnered with all the major credit issuers in the United States. Select one of these popular card categories below and get started.
Discover it® Cash Back Credit Card
BEST FOR UNLIMITED CASH BACK - ROTATING CATEGORY VARIETY
Rewards rate - Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro Offer - Cashback Match
Annual Fee - $0
Regular APR 16.74% - 27.74% Variable
Credit Needed - Good-Excellent
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro Offer - Cashback Match
Annual Fee - $0
Regular APR 16.74% - 27.74% Variable
Credit Needed - Good-Excellent
Capital One SavorOne Cash Rewards Credit Card
BEST FOR FOOD AND ENTERTAINMENT
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Discover it® Balance Transfer
BEST FOR BALANCE TRANSFERS AND ROTATING CATEGORIES CASH BACK
0% Intro APR on Balance Transfers for 15 months
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
Capital One Quicksilver Cash Rewards Credit Card
BEST STARTER REWARDS CARD, 1.5 % CASH BACK & SIMPLICITY
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Wells Fargo Active Cash® Card
BEST FOR 2% CASH BACK & 0% INTRO APR
Earn unlimited 2% cash rewards on purchases
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Hilton Honors American Express Card
BEST NO ANNUAL FEE HOTEL CARD
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on dining at U.S. restaurants, including takeout and delivery.
3X Bonus Points on all other eligible purchases
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on groceries at U.S. supermarkets.
Intro Offer - Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee - $0
Regular APR - 20.49%-29.49% Variable
Credit Needed - Good, Excellent
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on dining at U.S. restaurants, including takeout and delivery.
3X Bonus Points on all other eligible purchases
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on groceries at U.S. supermarkets.
Intro Offer - Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee - $0
Regular APR - 20.49%-29.49% Variable
Credit Needed - Good, Excellent
Discover It® Student Cash Back
BEST CASH BACK CARD FOR STUDENTS WITH NO CREDIT HISTORY
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer - Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee - $0
Regular APR - 18.24% - 27.24% Variable APR
Credit Needed - No Credit History
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer - Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee - $0
Regular APR - 18.24% - 27.24% Variable APR
Credit Needed - No Credit History
Citi® Double Cash Card
BEST FOR UP TO 2% CASH BACK
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Citi Custom Cash℠ Card
BEST FOR MAXIMIZING CASH BACK AUTOMATICALLY
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Capital One VentureOne Rewards Credit Card
BEST FOR FLEXIBLE FLAT RATE TRAVEL MILES
Earn unlimited 1.25 miles per dollar on every purchase, Plus, Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Wells Fargo Reflect® Card
BEST FOR LONG INTRO APR AND BALANCE TRANSFERS
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.
Intro APR extension for 3 months with on-time minimum payments during the introductory period.
18.24% to 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
$0 Annual Fee
Intro APR extension for 3 months with on-time minimum payments during the introductory period.
18.24% to 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
$0 Annual Fee
Capital One SavorOne Cash Rewards Credit Card
BEST FOR FOOD AND ENTERTAINMENT
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Capital One Venture X Rewards Credit Card
BEST FOR PREMIUM TRAVEL AFFORDABLE PREMIUM TRAVEL BENEFITS
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
The Platinum Card® from American Express
BEST FOR LUXURY TRAVEL, LUXURY PERKS AND LOUNGE ACCESS
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Chase Sapphire Preferred® Card
BEST STARTER TRAVEL CARD, MID-LEVEL TRAVEL PERKS
Rewards rate
5x on travel purchased through Chase Ultimate Rewards®
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
Blue Cash Preferred® Card from American Express
BEST FOR LONG TERM VALUE, GROCERIES & CASH BACK
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
Capital One Quicksilver Cash Rewards Credit Card
BEST STARTER REWARDS CARD, 1.5 % CASH BACK & SIMPLICITY
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Wells Fargo Active Cash® Card
BEST FOR 2% CASH BACK & 0% INTRO APR
Earn unlimited 2% cash rewards on purchases
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Capital One Venture Rewards Credit Card
BEST FOR FLEXIBLE OVERALL TRAVEL REWARDS
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Hilton Honors American Express Card
BEST NO ANNUAL FEE HOTEL CARD
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on dining at U.S. restaurants, including takeout and delivery.
3X Bonus Points on all other eligible purchases
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on groceries at U.S. supermarkets.
Intro Offer - Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee - $0
Regular APR - 20.49%-29.49% Variable
Credit Needed - Good, Excellent
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on dining at U.S. restaurants, including takeout and delivery.
3X Bonus Points on all other eligible purchases
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on groceries at U.S. supermarkets.
Intro Offer - Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee - $0
Regular APR - 20.49%-29.49% Variable
Credit Needed - Good, Excellent
Citi® Double Cash Card
BEST FOR UP TO 2% CASH BACK
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Citi Custom Cash℠ Card
BEST FOR MAXIMIZING CASH BACK AUTOMATICALLY
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Chase Sapphire Reserve®
BEST FOR TRAVEL REWARDS + LUXURY CARD PERKS
Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
Earn 5x total points on flights through Chase Ultimate Rewards®.
Earn 3x points on other travel and dining.
Earn 1 point per $1 spent on all other purchases
Intro Offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Annual fee - $550
Regular APR - 21.49% - 28.49% Variable
Credit Needed - Excellent
Earn 5x total points on flights through Chase Ultimate Rewards®.
Earn 3x points on other travel and dining.
Earn 1 point per $1 spent on all other purchases
Intro Offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Annual fee - $550
Regular APR - 21.49% - 28.49% Variable
Credit Needed - Excellent
Chase Freedom Unlimited®
BEST FOR CASH BACK & NO ANNUAL FEE
Earn a $200 bonus after you spend $500 on purchases
Get 3% Cash Back on Gas station and grocery store purchases (not including Target or Walmart).
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services
Unlimited 1.5% cash back on all other purchases.
Intro Offer - Earn an additional 1.5% cash back on everything you buy (on up to $12,000 spent in the first year) - worth up to $180 cash back!
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period
Annual fee - $0 Regular APR -20.49% - 29.24% Variable
Credit Needed - Good, Excellent
Get 3% Cash Back on Gas station and grocery store purchases (not including Target or Walmart).
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services
Unlimited 1.5% cash back on all other purchases.
Intro Offer - Earn an additional 1.5% cash back on everything you buy (on up to $12,000 spent in the first year) - worth up to $180 cash back!
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period
Annual fee - $0 Regular APR -20.49% - 29.24% Variable
Credit Needed - Good, Excellent
Blue Cash Preferred® Card from American Express
BEST FOR LONG TERM VALUE, GROCERIES & CASH BACK
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
American Express® Gold Card
BEST FOR INTERNATIONAL DINING AND TRAVEL
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Intro offer - Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee $250,
Regular APR - 21.24% to 29.24% variable APR
Credit Needed - Good, Excellent
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Intro offer - Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee $250,
Regular APR - 21.24% to 29.24% variable APR
Credit Needed - Good, Excellent
Capital One Venture X Rewards Credit Card
BEST FOR PREMIUM TRAVEL AFFORDABLE PREMIUM TRAVEL BENEFITS
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
The Platinum Card® from American Express
BEST FOR LUXURY TRAVEL, LUXURY PERKS AND LOUNGE ACCESS
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Chase Sapphire Preferred® Card
BEST STARTER TRAVEL CARD, MID-LEVEL TRAVEL PERKS
Rewards rate
5x on travel purchased through Chase Ultimate Rewards®
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
Capital One Venture Rewards Credit Card
BEST FOR FLEXIBLE OVERALL TRAVEL REWARDS
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Hilton Honors American Express Card
BEST NO ANNUAL FEE HOTEL CARD
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on dining at U.S. restaurants, including takeout and delivery.
3X Bonus Points on all other eligible purchases
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on groceries at U.S. supermarkets.
Intro Offer - Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee - $0
Regular APR - 20.49%-29.49% Variable
Credit Needed - Good, Excellent
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on dining at U.S. restaurants, including takeout and delivery.
3X Bonus Points on all other eligible purchases
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on groceries at U.S. supermarkets.
Intro Offer - Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee - $0
Regular APR - 20.49%-29.49% Variable
Credit Needed - Good, Excellent
Capital One VentureOne Rewards Credit Card
BEST FOR FLEXIBLE FLAT RATE TRAVEL MILES
Earn unlimited 1.25 miles per dollar on every purchase, Plus, Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Chase Sapphire Reserve®
BEST FOR TRAVEL REWARDS + LUXURY CARD PERKS
Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
Earn 5x total points on flights through Chase Ultimate Rewards®.
Earn 3x points on other travel and dining.
Earn 1 point per $1 spent on all other purchases
Intro Offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Annual fee - $550
Regular APR - 21.49% - 28.49% Variable
Credit Needed - Excellent
Earn 5x total points on flights through Chase Ultimate Rewards®.
Earn 3x points on other travel and dining.
Earn 1 point per $1 spent on all other purchases
Intro Offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Annual fee - $550
Regular APR - 21.49% - 28.49% Variable
Credit Needed - Excellent
American Express® Gold Card
BEST FOR INTERNATIONAL DINING AND TRAVEL
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Intro offer - Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee $250,
Regular APR - 21.24% to 29.24% variable APR
Credit Needed - Good, Excellent
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Intro offer - Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee $250,
Regular APR - 21.24% to 29.24% variable APR
Credit Needed - Good, Excellent
Capital One Venture X Rewards Credit Card
BEST FOR PREMIUM TRAVEL AFFORDABLE PREMIUM TRAVEL BENEFITS
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
The Platinum Card® from American Express
BEST FOR LUXURY TRAVEL, LUXURY PERKS AND LOUNGE ACCESS
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Chase Sapphire Preferred® Card
BEST STARTER TRAVEL CARD, MID-LEVEL TRAVEL PERKS
Rewards rate
5x on travel purchased through Chase Ultimate Rewards®
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
Capital One Venture Rewards Credit Card
BEST FOR FLEXIBLE OVERALL TRAVEL REWARDS
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Chase Freedom Unlimited®
BEST FOR CASH BACK & NO ANNUAL FEE
Earn a $200 bonus after you spend $500 on purchases
Get 3% Cash Back on Gas station and grocery store purchases (not including Target or Walmart).
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services
Unlimited 1.5% cash back on all other purchases.
Intro Offer - Earn an additional 1.5% cash back on everything you buy (on up to $12,000 spent in the first year) - worth up to $180 cash back!
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period
Annual fee - $0 Regular APR -20.49% - 29.24% Variable
Credit Needed - Good, Excellent
Get 3% Cash Back on Gas station and grocery store purchases (not including Target or Walmart).
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services
Unlimited 1.5% cash back on all other purchases.
Intro Offer - Earn an additional 1.5% cash back on everything you buy (on up to $12,000 spent in the first year) - worth up to $180 cash back!
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period
Annual fee - $0 Regular APR -20.49% - 29.24% Variable
Credit Needed - Good, Excellent
Wells Fargo Reflect® Card
BEST FOR LONG INTRO APR AND BALANCE TRANSFERS
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.
Intro APR extension for 3 months with on-time minimum payments during the introductory period.
18.24% to 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
$0 Annual Fee
Intro APR extension for 3 months with on-time minimum payments during the introductory period.
18.24% to 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
$0 Annual Fee
Capital One VentureOne Rewards Credit Card
BEST FOR FLEXIBLE FLAT RATE TRAVEL MILES
Earn unlimited 1.25 miles per dollar on every purchase, Plus, Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Citi Custom Cash℠ Card
BEST FOR MAXIMIZING CASH BACK AUTOMATICALLY
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Wells Fargo Active Cash® Card
BEST FOR 2% CASH BACK & 0% INTRO APR
Earn unlimited 2% cash rewards on purchases
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Capital One Quicksilver Cash Rewards Credit Card
BEST STARTER REWARDS CARD, 1.5 % CASH BACK & SIMPLICITY
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Blue Cash Preferred® Card from American Express
BEST FOR LONG TERM VALUE, GROCERIES & CASH BACK
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
Discover it® Balance Transfer
BEST FOR BALANCE TRANSFERS AND ROTATING CATEGORIES CASH BACK
0% Intro APR on Balance Transfers for 15 months
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
Capital One SavorOne Cash Rewards Credit Card
BEST FOR FOOD AND ENTERTAINMENT
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Discover it® Cash Back Credit Card
BEST FOR UNLIMITED CASH BACK - ROTATING CATEGORY VARIETY
Rewards rate - Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro Offer - Cashback Match
Annual Fee - $0
Regular APR 16.74% - 27.74% Variable
Credit Needed - Good-Excellent
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro Offer - Cashback Match
Annual Fee - $0
Regular APR 16.74% - 27.74% Variable
Credit Needed - Good-Excellent
Capital One SavorOne Cash Rewards Credit Card
BEST FOR FOOD AND ENTERTAINMENT
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Discover it® Balance Transfer
BEST FOR BALANCE TRANSFERS AND ROTATING CATEGORIES CASH BACK
0% Intro APR on Balance Transfers for 15 months
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
Blue Cash Preferred® Card from American Express
BEST FOR LONG TERM VALUE, GROCERIES & CASH BACK
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
Capital One Quicksilver Cash Rewards Credit Card
BEST STARTER REWARDS CARD, 1.5 % CASH BACK & SIMPLICITY
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Wells Fargo Active Cash® Card
BEST FOR 2% CASH BACK & 0% INTRO APR
Earn unlimited 2% cash rewards on purchases
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Citi® Double Cash Card
BEST FOR UP TO 2% CASH BACK
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Citi Custom Cash℠ Card
BEST FOR MAXIMIZING CASH BACK AUTOMATICALLY
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Capital One VentureOne Rewards Credit Card
BEST FOR FLEXIBLE FLAT RATE TRAVEL MILES
Earn unlimited 1.25 miles per dollar on every purchase, Plus, Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Wells Fargo Reflect® Card
BEST FOR LONG INTRO APR AND BALANCE TRANSFERS
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.
Intro APR extension for 3 months with on-time minimum payments during the introductory period.
18.24% to 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
$0 Annual Fee
Intro APR extension for 3 months with on-time minimum payments during the introductory period.
18.24% to 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
$0 Annual Fee
Chase Freedom Unlimited®
BEST FOR CASH BACK & NO ANNUAL FEE
Earn a $200 bonus after you spend $500 on purchases
Get 3% Cash Back on Gas station and grocery store purchases (not including Target or Walmart).
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services
Unlimited 1.5% cash back on all other purchases.
Intro Offer - Earn an additional 1.5% cash back on everything you buy (on up to $12,000 spent in the first year) - worth up to $180 cash back!
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period
Annual fee - $0 Regular APR -20.49% - 29.24% Variable
Credit Needed - Good, Excellent
Get 3% Cash Back on Gas station and grocery store purchases (not including Target or Walmart).
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services
Unlimited 1.5% cash back on all other purchases.
Intro Offer - Earn an additional 1.5% cash back on everything you buy (on up to $12,000 spent in the first year) - worth up to $180 cash back!
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period
Annual fee - $0 Regular APR -20.49% - 29.24% Variable
Credit Needed - Good, Excellent
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Citi Custom Cash℠ Card
BEST FOR MAXIMIZING CASH BACK AUTOMATICALLY
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Citi® Double Cash Card
BEST FOR UP TO 2% CASH BACK
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Discover It® Student Cash Back
BEST CASH BACK CARD FOR STUDENTS WITH NO CREDIT HISTORY
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer - Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee - $0
Regular APR - 18.24% - 27.24% Variable APR
Credit Needed - No Credit History
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer - Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee - $0
Regular APR - 18.24% - 27.24% Variable APR
Credit Needed - No Credit History
Wells Fargo Active Cash® Card
BEST FOR 2% CASH BACK & 0% INTRO APR
Earn unlimited 2% cash rewards on purchases
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Capital One Quicksilver Cash Rewards Credit Card
BEST STARTER REWARDS CARD, 1.5 % CASH BACK & SIMPLICITY
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Blue Cash Preferred® Card from American Express
BEST FOR LONG TERM VALUE, GROCERIES & CASH BACK
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
Discover it® Balance Transfer
BEST FOR BALANCE TRANSFERS AND ROTATING CATEGORIES CASH BACK
0% Intro APR on Balance Transfers for 15 months
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
Capital One SavorOne Cash Rewards Credit Card
BEST FOR FOOD AND ENTERTAINMENT
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Discover it® Cash Back Credit Card
BEST FOR UNLIMITED CASH BACK - ROTATING CATEGORY VARIETY
Rewards rate - Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro Offer - Cashback Match
Annual Fee - $0
Regular APR 16.74% - 27.74% Variable
Credit Needed - Good-Excellent
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro Offer - Cashback Match
Annual Fee - $0
Regular APR 16.74% - 27.74% Variable
Credit Needed - Good-Excellent
Capital One VentureOne Rewards Credit Card
BEST FOR FLEXIBLE FLAT RATE TRAVEL MILES
Earn unlimited 1.25 miles per dollar on every purchase, Plus, Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Capital One Venture Rewards Credit Card
BEST FOR FLEXIBLE OVERALL TRAVEL REWARDS
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Chase Sapphire Preferred® Card
BEST STARTER TRAVEL CARD, MID-LEVEL TRAVEL PERKS
Rewards rate
5x on travel purchased through Chase Ultimate Rewards®
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
The Platinum Card® from American Express
BEST FOR LUXURY TRAVEL, LUXURY PERKS AND LOUNGE ACCESS
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Capital One Venture X Rewards Credit Card
BEST FOR PREMIUM TRAVEL AFFORDABLE PREMIUM TRAVEL BENEFITS
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
Capital One SavorOne Cash Rewards Credit Card
BEST FOR FOOD AND ENTERTAINMENT
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
American Express® Gold Card
BEST FOR INTERNATIONAL DINING AND TRAVEL
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Intro offer - Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee $250,
Regular APR - 21.24% to 29.24% variable APR
Credit Needed - Good, Excellent
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Intro offer - Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee $250,
Regular APR - 21.24% to 29.24% variable APR
Credit Needed - Good, Excellent
American Express® Gold Card
BEST FOR INTERNATIONAL DINING AND TRAVEL
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Intro offer - Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee $250,
Regular APR - 21.24% to 29.24% variable APR
Credit Needed - Good, Excellent
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Intro offer - Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee $250,
Regular APR - 21.24% to 29.24% variable APR
Credit Needed - Good, Excellent
Discover it® Cash Back Credit Card
BEST FOR UNLIMITED CASH BACK - ROTATING CATEGORY VARIETY
Rewards rate - Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro Offer - Cashback Match
Annual Fee - $0
Regular APR 16.74% - 27.74% Variable
Credit Needed - Good-Excellent
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro Offer - Cashback Match
Annual Fee - $0
Regular APR 16.74% - 27.74% Variable
Credit Needed - Good-Excellent
Capital One SavorOne Cash Rewards Credit Card
BEST FOR FOOD AND ENTERTAINMENT
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Capital One Venture X Rewards Credit Card
BEST FOR PREMIUM TRAVEL AFFORDABLE PREMIUM TRAVEL BENEFITS
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
The Platinum Card® from American Express
BEST FOR LUXURY TRAVEL, LUXURY PERKS AND LOUNGE ACCESS
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Chase Sapphire Preferred® Card
BEST STARTER TRAVEL CARD, MID-LEVEL TRAVEL PERKS
Rewards rate
5x on travel purchased through Chase Ultimate Rewards®
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
Discover it® Balance Transfer
BEST FOR BALANCE TRANSFERS AND ROTATING CATEGORIES CASH BACK
0% Intro APR on Balance Transfers for 15 months
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
Blue Cash Preferred® Card from American Express
BEST FOR LONG TERM VALUE, GROCERIES & CASH BACK
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
Capital One Quicksilver Cash Rewards Credit Card
BEST STARTER REWARDS CARD, 1.5 % CASH BACK & SIMPLICITY
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Wells Fargo Active Cash® Card
BEST FOR 2% CASH BACK & 0% INTRO APR
Earn unlimited 2% cash rewards on purchases
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Capital One Venture Rewards Credit Card
BEST FOR FLEXIBLE OVERALL TRAVEL REWARDS
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Hilton Honors American Express Card
BEST NO ANNUAL FEE HOTEL CARD
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on dining at U.S. restaurants, including takeout and delivery.
3X Bonus Points on all other eligible purchases
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on groceries at U.S. supermarkets.
Intro Offer - Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee - $0
Regular APR - 20.49%-29.49% Variable
Credit Needed - Good, Excellent
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on dining at U.S. restaurants, including takeout and delivery.
3X Bonus Points on all other eligible purchases
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on groceries at U.S. supermarkets.
Intro Offer - Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee - $0
Regular APR - 20.49%-29.49% Variable
Credit Needed - Good, Excellent
Discover It® Student Cash Back
BEST CASH BACK CARD FOR STUDENTS WITH NO CREDIT HISTORY
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer - Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee - $0
Regular APR - 18.24% - 27.24% Variable APR
Credit Needed - No Credit History
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer - Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee - $0
Regular APR - 18.24% - 27.24% Variable APR
Credit Needed - No Credit History
Citi® Double Cash Card
BEST FOR UP TO 2% CASH BACK
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Citi Custom Cash℠ Card
BEST FOR MAXIMIZING CASH BACK AUTOMATICALLY
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Capital One VentureOne Rewards Credit Card
BEST FOR FLEXIBLE FLAT RATE TRAVEL MILES
Earn unlimited 1.25 miles per dollar on every purchase, Plus, Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Wells Fargo Reflect® Card
BEST FOR LONG INTRO APR AND BALANCE TRANSFERS
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.
Intro APR extension for 3 months with on-time minimum payments during the introductory period.
18.24% to 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
$0 Annual Fee
Intro APR extension for 3 months with on-time minimum payments during the introductory period.
18.24% to 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
$0 Annual Fee
Citi® Double Cash Card
BEST FOR UP TO 2% CASH BACK
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
American Express® Gold Card
BEST FOR INTERNATIONAL DINING AND TRAVEL
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Intro offer - Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee $250,
Regular APR - 21.24% to 29.24% variable APR
Credit Needed - Good, Excellent
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Intro offer - Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee $250,
Regular APR - 21.24% to 29.24% variable APR
Credit Needed - Good, Excellent
Discover it® Cash Back Credit Card
BEST FOR UNLIMITED CASH BACK - ROTATING CATEGORY VARIETY
Rewards rate - Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro Offer - Cashback Match
Annual Fee - $0
Regular APR 16.74% - 27.74% Variable
Credit Needed - Good-Excellent
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro Offer - Cashback Match
Annual Fee - $0
Regular APR 16.74% - 27.74% Variable
Credit Needed - Good-Excellent
Capital One SavorOne Cash Rewards Credit Card
BEST FOR FOOD AND ENTERTAINMENT
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®
Earn 1% on all other purchases.
Intro offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% variable
Credit Needed - Good, Excellent
Capital One Venture X Rewards Credit Card
BEST FOR PREMIUM TRAVEL AFFORDABLE PREMIUM TRAVEL BENEFITS
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases
Intro offer - 75,000 miles
Annual fee - $395 Regular APR - 21.74% - 28.74% variable Credit Needed - Excellent
The Platinum Card® from American Express
BEST FOR LUXURY TRAVEL, LUXURY PERKS AND LOUNGE ACCESS
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer - Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
Annual fee - $695
Regular APR - Pay Over Time APR Credit Needed - Good, Excellent
Chase Sapphire Preferred® Card
BEST STARTER TRAVEL CARD, MID-LEVEL TRAVEL PERKS
Rewards rate
5x on travel purchased through Chase Ultimate Rewards®
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
3x on dining.
2x on all other travel purchases, plus more.
Intro offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
Annual fee $95
Regular APR 21.49% - 28.49% variable APR
Credit Needed - Good, Excellent
Discover it® Balance Transfer
BEST FOR BALANCE TRANSFERS AND ROTATING CATEGORIES CASH BACK
0% Intro APR on Balance Transfers for 15 months
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
0% Intro APR for 6 months on purchases.
3% Intro fee on balances transferred by July 10, 2024.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!
No minimum spending or maximum rewards!
Annual fee - $0
Regular APR 17.24% - 28.24% Variable
Credit Needed - Good, Excellent
Blue Cash Preferred® Card from American Express
BEST FOR LONG TERM VALUE, GROCERIES & CASH BACK
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% Cash Back at U.S. gas stations
1% Cash Back on other purchases
Intro offer - Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee - $0 intro annual fee for the first year, then $95. Regular APR - 19.24% - 29.99% variable Credit Needed - Good, Excellent
Capital One Quicksilver Cash Rewards Credit Card
BEST STARTER REWARDS CARD, 1.5 % CASH BACK & SIMPLICITY
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Earn unlimited 1.5% cash back on every purchase, every day
Info Offer - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee - $0
Regular APR - 19.99% - 29.99% (Variable)
Credit Needed- Good, Excellent
Wells Fargo Active Cash® Card
BEST FOR 2% CASH BACK & 0% INTRO APR
Earn unlimited 2% cash rewards on purchases
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Intro Offer - Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual fee - $0
Regular APR - 20.24%, 25.24%, or 29.99% variable APR
Credit Needed - Good, Excellent
Capital One Venture Rewards Credit Card
BEST FOR FLEXIBLE OVERALL TRAVEL REWARDS
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 2X miles on every purchase, every day.
Intro Offer - New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Annual fee - $95
Regular APR - 21.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Hilton Honors American Express Card
BEST NO ANNUAL FEE HOTEL CARD
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on dining at U.S. restaurants, including takeout and delivery.
3X Bonus Points on all other eligible purchases
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on groceries at U.S. supermarkets.
Intro Offer - Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee - $0
Regular APR - 20.49%-29.49% Variable
Credit Needed - Good, Excellent
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on dining at U.S. restaurants, including takeout and delivery.
3X Bonus Points on all other eligible purchases
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on groceries at U.S. supermarkets.
Intro Offer - Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee - $0
Regular APR - 20.49%-29.49% Variable
Credit Needed - Good, Excellent
Discover It® Student Cash Back
BEST CASH BACK CARD FOR STUDENTS WITH NO CREDIT HISTORY
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer - Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee - $0
Regular APR - 18.24% - 27.24% Variable APR
Credit Needed - No Credit History
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer - Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee - $0
Regular APR - 18.24% - 27.24% Variable APR
Credit Needed - No Credit History
Citi® Double Cash Card
BEST FOR UP TO 2% CASH BACK
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Intro Offer - 0% intro APR on balance transfers for 18 months
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Citi Custom Cash℠ Card
BEST FOR MAXIMIZING CASH BACK AUTOMATICALLY
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Earn unlimited 1% cash back on all other purchases.
Intro Offer - Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Get 0% Intro APR for 15 months on purchases and balance transfers
Annual fee - $0
Regular APR - 19.24% - 29.24% (Variable)
Credit Needed - Good, Excellent
Capital One VentureOne Rewards Credit Card
BEST FOR FLEXIBLE FLAT RATE TRAVEL MILES
Earn unlimited 1.25 miles per dollar on every purchase, Plus, Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Intro Offer - Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
Plus
0% intro on purchases and balance transfers for 18 months
Annual fee - $0 Foreign transaction fee - $0 Regular APR - 19.74% - 29.74% (Variable)
Chase Sapphire Reserve®
BEST FOR TRAVEL REWARDS + LUXURY CARD PERKS
Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
Earn 5x total points on flights through Chase Ultimate Rewards®.
Earn 3x points on other travel and dining.
Earn 1 point per $1 spent on all other purchases
Intro Offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Annual fee - $550
Regular APR - 21.49% - 28.49% Variable
Credit Needed - Excellent
Earn 5x total points on flights through Chase Ultimate Rewards®.
Earn 3x points on other travel and dining.
Earn 1 point per $1 spent on all other purchases
Intro Offer - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Annual fee - $550
Regular APR - 21.49% - 28.49% Variable
Credit Needed - Excellent
Wells Fargo Reflect® Card
BEST FOR LONG INTRO APR AND BALANCE TRANSFERS
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.
Intro APR extension for 3 months with on-time minimum payments during the introductory period.
18.24% to 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
$0 Annual Fee
Intro APR extension for 3 months with on-time minimum payments during the introductory period.
18.24% to 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
$0 Annual Fee
Chase Freedom Unlimited®
BEST FOR CASH BACK & NO ANNUAL FEE
Earn a $200 bonus after you spend $500 on purchases
Get 3% Cash Back on Gas station and grocery store purchases (not including Target or Walmart).
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services
Unlimited 1.5% cash back on all other purchases.
Intro Offer - Earn an additional 1.5% cash back on everything you buy (on up to $12,000 spent in the first year) - worth up to $180 cash back!
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period
Annual fee - $0 Regular APR -20.49% - 29.24% Variable
Credit Needed - Good, Excellent
Get 3% Cash Back on Gas station and grocery store purchases (not including Target or Walmart).
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services
Unlimited 1.5% cash back on all other purchases.
Intro Offer - Earn an additional 1.5% cash back on everything you buy (on up to $12,000 spent in the first year) - worth up to $180 cash back!
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period
Annual fee - $0 Regular APR -20.49% - 29.24% Variable
Credit Needed - Good, Excellent
Discover It® Student Cash Back
BEST CASH BACK CARD FOR STUDENTS WITH NO CREDIT HISTORY
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer - Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee - $0
Regular APR - 18.24% - 27.24% Variable APR
Credit Needed - No Credit History
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer - Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee - $0
Regular APR - 18.24% - 27.24% Variable APR
Credit Needed - No Credit History
