Capital One SavorOne Cash Rewards Credit Card

Cash back on staying in or going out

With Savor and SavorOne, earn unlimited cash back no matter where the fun is.

• Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
• Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
• Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
• Earn 8% cash back on Capital One Entertainment purchases
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
• No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
• 0% intro APR on purchases and balance transfers for 15 months; 19.99% – 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
• No foreign transaction fee
• No annual fee
• Select “Apply Now” to learn more about the product features, terms and conditions
• View Rates and Fees

The Capital One SavorOne Cash Rewards Credit Card offers a straightforward cash back program without the hassle of tracking spending categories or enrollment dates. You can earn 3% cash back on dining, entertainment, popular streaming services, and grocery stores, with no limit on the rewards you earn. Plus, you don’t need to sign up for anything or worry about rotating categories.

This card comes with a 0% introductory APR on purchases and balance transfers for 15 months, making it a great option for those who need to finance a large purchase or transfer a balance from another card. After the intro period, the ongoing APR is 19.99% – 29.99% (Variable).

The Capital One SavorOne Cash Rewards Credit Card does not offer many additional cardholder perks beyond the cash back program. This means you may miss out on benefits such as travel insurance or purchase protection that are offered by other credit cards.

While the card does offer a 3% cash back rate on dining, entertainment, popular streaming services, and grocery stores, some other credit cards offer higher cash back rates in specific spending categories. Therefore, if you spend a lot in certain categories, you may earn higher rewards with another card.

The Capital One SavorOne Cash Rewards Credit Card has no annual fee, which helps keep costs as low as possible. It also has no foreign transaction fees, making it an excellent choice for those who frequently travel abroad.

• Ongoing 19.99 percent to 29.99 percent (variable) APR can be quite low compared to many other balance transfer cards 

After the 0% intro APR period, the Capital One SavorOne Cash Rewards Credit Card’s ongoing APR is 19.99% – 29.99% (Variable), which may be higher than competing cards’ interest rates. This means that if you carry a balance on the card, you may end up paying more in interest charges.

The Capital One SavorOne Cash Rewards Credit Card does not offer flight or rental car redemption options. This may be a drawback if you are looking for a credit card that provides travel benefits or if you frequently rent cars or book flights with your credit card.

The bottom line is that the Capital One SavorOne Cash Rewards Credit Card is the ideal card for those who want to earn rewards while enjoying dining out, entertainment, and other activities.

With unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery store purchases, and 1% cash back on all other purchases, this card offers unbeatable rewards on your daily expenses.

New cardholders can earn a one-time $200 cash back bonus after spending just $500 on purchases within the first 3 months of account opening, making it even easier to start earning rewards from day one.

The 0% introductory APR on purchases and balance transfers for 15 months means that you can finance your purchases or transfer your balance without worrying about interest for a limited time. And even after the introductory period ends, the ongoing APR is still competitive.

Additionally, with 10% cash back on purchases made with Uber and Uber Eats, and complimentary Uber One membership statement credits every month through November 14, 2024, this card offers even more ways to save on your everyday expenses.

Plus, there are no rotating categories or sign-ups required to earn cash back, and the rewards never expire for the life of the account. This means you can earn unlimited cash back without any restrictions or worries about losing your rewards.

In conclusion, if you want a credit card that offers unbeatable rewards, low interest rates, and no annual fees, then the Capital One SavorOne Cash Rewards Credit Card is the right choice for you. Apply now and start earning rewards while enjoying your favorite activities!