Last Updated on February 28, 2024 by Archie Biggs
Best for Flexible Overall Travel Rewards
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Earn unlimited 2 miles per dollar on every purchase. Plus,
earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Select “Apply Now” to learn more about the product features, terms and conditions
- View Rates and Fees
Capital One Venture Rewards Credit Card Details
Intro Offer | Rewards Rate | Regular APR | Annual Fee | Credit Needed |
---|---|---|---|---|
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel |
5X miles on hotels and rental cars booked through Capital One Travel. Earn unlimited 2X miles on all other purchases |
Regular APR 19.99% – 29.99% variable | $95 | Good, Excellent |
How the Capital One Venture Rewards Credit Card Stacks Up
Pros
Cons
Unlimited Flat-Rate Travel Miles
With the Capital One Venture Rewards Credit Card, you can earn unlimited flat-rate travel miles on all purchases, making it a better choice than other travel cards that only offer miles towards specific bookings.
No Foreign Transaction Fees
This card comes with no foreign transaction fees, which means you can use it without worrying about incurring extra charges while traveling abroad
Annual Fee
The Capital One Venture Rewards Credit Card comes with a $95 annual fee that is not waived for the first year, and you can’t offset it with yearly benefits.
Limited Travel Partners
The card’s list of travel partners isn’t as comprehensive as some higher-tier travel cards, which means you may not have as many options when it comes to redeeming your miles.
Global Entry & TSA PreCheck Perks
The card offers real benefits, including up to $100 credit for Global Entry or TSA PreCheck application fees, which can save you time and hassle at the airport.
Redemption Flexibility
With the Capital One Venture Rewards Credit Card, you have the flexibility to redeem your miles with Capital One or use them to cover travel purchases made with airlines, hotels, and third-party travel sites.
Limited Mile Value
Unless you use select airline transfer programs, miles earned with this card are typically worth only 1 cent or less, which can limit your overall earning potential.
Steep Sign-Up Bonus Requirements
The card’s sign-up bonus carries a steep spending requirement, which may not be ideal for those who don’t plan on making large purchases soon.
Bottom Line
Looking for a credit card that offers it all? Look no further than the Capital One Venture Rewards Card. With an unbeatable welcome bonus, a rewards program that can’t be beat, and travel perks that are hard to find at this price point, the Venture Rewards Card is a smart choice for both occasional and frequent travelers alike.
Cardholders can enjoy up to $100 in Global Entry or TSA PreCheck® credit, as well as two complimentary annual visits to Capital One Lounges. These perks are rare in a mid-tier card, making the $95 annual fee an excellent value.
The 2x earn rate on all purchases is a standout feature that can help you get more rewards from everyday spending, without the hassle of tracking category bonuses across multiple cards. With boosted miles on all spending, you can easily earn 1:1 value through most of the transfer partners available.
With the Capital One Venture Rewards Card, you can take your travel rewards to the next level. Miles earned can be redeemed for any travel expense made in the last 90 days, making it a flexible option for frequent travelers. This feature stands out from co-branded travel cards that limit your options to certain airlines or hotel brands.
Plus, the transfer options are plentiful with over 15 leading travel loyalty programs available to cardholders. This means that your miles can go even further when you transfer them to your preferred loyalty program.
Redeeming rewards has never been easier, and with the Capital One Venture Rewards Card, you can enjoy more flexibility and freedom when it comes to your travel expenses.
While the Venture card may lack some of the extra travel perks available on some competing cards, it’s still a great everyday card that can help you earn rewards on all of your purchases. And with no foreign transaction fees and no expiration on miles, it’s a smart choice for anyone who wants to maximize their rewards.
Overall, the Capital One Venture Rewards Card is a top pick if you want to earn easy-to-manage travel rewards on all purchases. With an unlimited 2x miles on all purchases, this card is a valuable tool for anyone looking to maximize their rewards on all of their spending.
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