Last Updated on February 28, 2024 by Archie Biggs
Best for Premium Travel and Affordable Premium Travel Benefits
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
Earn double miles on every purchase & even more on every trip
Card Details
-
10X Miles on hotels & rental cars booked through Capital One Travel,
-
5X Miles on flights booked through Capital One Travel
-
2X Miles on all other purchases, every day
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available
- Select “Apply Now” to learn more about the product features, terms and conditions
- View Rates and Fees
Capital One Venture X Rewards Credit Card Details
Intro Offer | Rewards Rate | Regular APR | Annual Fee | Credit Needed |
---|---|---|---|---|
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel |
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel 5X miles on flights booked through Capital One Travel. Earn unlimited 2X miles on all other purchases |
Regular APR 19.99% – 29.99% variable | $395 | Excellent |
How the Capital One Venture X Rewards Credit Card Stacks Up
Pros
Cons
Offers boosted rewards on select Capital One Travel purchases.
For example, the card offers unlimited 10X miles on hotels and car rentals and 5X miles on flights booked through Capital One Travel.
Up to $724 of annual perks can cover the annual fee.Up to $724 of annual perks can cover the annual fee.
The card offers an account anniversary bonus of 10,000 bonus miles worth $100 towards travel, up to $100 in statement credit for Global Entry or TSA PreCheck, and other practical benefits
Fewer luxury and specialized perks compared to other elite cards
The card may not offer as many niche perks as other high-end credit cards, such as exclusive hotel or airline benefits.
No intro APR offers on purchases or balance transfers.
The card does not offer a 0% introductory APR for purchases or balance transfers.
Balanced focus on flexible travel, boosted rewards, and practical benefits.
The card offers flexible travel redemption, solid rewards for everyday spending, and perks like airport lounge access.
$395 Annual Fee
The card’s annual fee of $395 is lower than other high-end credit cards but still offers premium benefits and rewards.
Must book through Capital One Travel for key travel rewards.
Cardholders must book through Capital One Travel to earn the highest rewards rate for travel purchases.
Requires excellent credit and high spend requirement for sign-up bonus.
The card requires a high credit score and a significant spend requirement to earn the sign-up bonus.
Bottom Line
The Capital One Venture X Rewards Credit Card is an excellent choice for frequent travelers who want to avoid high annual fees and still enjoy premium perks like airport lounge access. The card offers flexible travel redemption, solid rewards for everyday spending, and an impressive amount of benefits, including a large sign-up bonus, up to $100 in statement credit for Global Entry or TSA PreCheck, and an anniversary bonus of 10,000 bonus miles worth $100 towards travel. Cardholders can earn unlimited 10X miles on hotels and rental cars and 5X miles on flights when booking through Capital One Travel, along with unlimited 2X miles on all other purchases.The annual fee of $395 is more reasonable compared to other high-end credit cards.
Check card Rates & Fees
Our SMART SCORE is based on a variety of factors in which the credit
card issuers have no input or influence on how we rate credits cards listed on our site.