Chase Freedom Unlimited®

• INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $12,000 spent in the first year) – worth up to $180 cash back!
• Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening
• Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases (on up to $12,000 spent in the first year).
• After your first year or $12,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% – 29.24%.
• No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
• Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
• Select “Apply Now” to learn more about the product features, terms and conditions
• View Rates and Fees

The Chase Freedom Unlimited card offers a generous introductory APR period of 0% on purchases and balance transfers for 15 months. This means you can take your time paying off your balance without worrying about high-interest rates.

Unlike other credit cards, the Chase Freedom Unlimited card does not have a minimum redemption amount or a cap on cash back. This means you can earn as much cash back as you want and redeem it at any time.

The Chase Freedom Unlimited card charges a 3% foreign transaction fee, which may not be ideal for frequent travelers.

To earn the highest cash back rates, you are required to use the Chase Ultimate Rewards portal when booking. If you prefer to book your travel elsewhere, this feature may not be ideal for you.

 The card offers the ability to combine points, which means you can easily convert your cash back into airline miles and hotel points. Plus, you can combine points with your other Chase Ultimate Rewards credit cards, giving you even more options for redeeming your rewards.

The Freedom Unlimited card offers a generous 5% cash on travel and 3% cash back on dining on up to $12,000 spent in the first year. This makes it an excellent card for anyone who frequently dines out or travels

The Chase Freedom Unlimited® card is a top choice for those looking for a credit card with no annual fee and plenty of perks. With a big sign-up bonus, 0% intro APR, and a highly competitive cash rewards program, this card is a great starter card for collecting Chase Ultimate Rewards. You’ll earn 1.5% cash back on general purchases, and your cash back will never expire. Plus, you can use your cash back toward gift cards, travel, or Amazon.com purchases. The card also offers a lengthy intro APR on purchases and balance transfers. And if you also carry the Chase Sapphire Preferred® Card or Chase Sapphire Reserve® card, you can boost your rewards earning with the 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. Don’t miss out on this powerful credit card that has a little something for everyone.