Last Updated on February 18, 2024 by Archie Biggs
Best Starter Travel Card with Mid-Level Perks
60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
That's $750 when you redeem through Chase Ultimate Rewards®..
Card Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Select “Apply Now” to learn more about the product features, terms and conditions
- View Rates and Fees
Chase Sapphire Preferred® Card Details
| Intro Offer | Rewards Rate | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards® |
5x on travel purchased through Chase Ultimate Rewards® 3x on dining. 2x on all other travel purchases, plus more. |
Regular APR 21.49% – 28.49% variable | $95 | Good, Excellent |
How the Chase Sapphire Preferred® Card Stacks Up
Pros
Cons
Get 25% More Points
Redeeming through Chase Ultimate Rewards or transferring to travel partners provides great value for points by giving you an additional 25%. Also, get up to 6.25% back when redeeming points for travel and a 1:1 point transfer ratio which includes an extensive list of airline and hotel transfer partners
No Foreign Transaction Fees
No foreign transaction fees, making it a great option for international travel
No Intro APR
No introductory APR period for purchases or balance transfers
Travel Perks
Lacks certain premium travel perks like free checked bags and airport lounge access
Low Annual Fee
The annual fee of $95 is relatively low for a card with such impressive benefits
Travel Protection
Comes with generous travel benefits and protections, making it a great mid-tier card option
Bottom Line
The Chase Sapphire Preferred card is an excellent travel rewards card with a modest $95 annual fee. With bonus rewards for dining and travel, including takeout and eligible delivery services, and no foreign transaction fees, this card is a great travel companion. The lucrative sign-up bonus of 60,000 points when you spend $4,000 in the first three months is worth $750 when redeemed for travel through Chase Ultimate Rewards®. Cardholders will enjoy standout features and value, including generous redemption values for more than just travel. Overall, the Chase Sapphire Preferred card is one of the best mid-level travel cards available.
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